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How can you save your money?

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How can you save your money? Empty How can you save your money?

Post by 42Thanaporn056 on Fri Jan 31, 2020 4:01 pm

I cannot save my money, but I have searched the information from Google for you lol.
The first step to saving money is to figure out how much you spend. Once you have an idea of what you spend in a month, you can begin to organize your recorded expenses into a workable budget. Now that you’ve made a budget, create a savings category within it. Try to save 10 to 15 percent of your income.

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Post by 31satreewit024 on Fri Jan 31, 2020 6:39 pm

I save my money by collecting every 50 baht note in each month. Another way is saving 10% of my monthly income. I will save my money about 1,000 baht per month. Therefore, I can use my saving money to buy my things without disturbing my parents.

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Post by 41Nutthidaporn052 on Fri Jan 31, 2020 7:34 pm

For me, the best way to save money is buying mutual funds.
I started buying the fund since I was 1st year student.
Buying a fund is difficult to withdraw.
In addition, it also receives interest at a higher rate than fixed deposits which is good for way to save money.

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Post by 42Peerapon027 on Thu Feb 20, 2020 9:16 pm

That's a good question!!! As for me, I save my money by opening a new account for save money only! When I get money from my mom, I always transfer to that account definitely. By doing this, I can save the money to buy things that I want. Sometimes, I use this money when my mom did not give me the money. I think this way it is really work!!! I suggest you to open the new account to save more!


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Post by 42piyathida060 on Fri Feb 21, 2020 11:06 am

Personally, I always plan and control my budget per week.
In addition, I try to learn about the stock because I would like to invest and gain money from the stock system.
However, it is quite hard and complex for me; so, I have to consult the broker before investing.

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Post by 41Wissawakorn029 on Fri Feb 21, 2020 12:14 pm

Honestly, I spend a lot of money on sill things these days. Due to the fact that I love eating, my money is paid for different kinds of foods and desserts. I sometimes need to spend my money on skincare products as well. How can I save my money? LOL When my mom gives me money, I divide them into two parts. The first one is for expenses, while another one is saved for other purposes. It does not seem to be a good way, however. I think I will implement your ways so that I can save my money.

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Post by 42hathaichanokk040 on Fri Feb 21, 2020 12:30 pm

It's a hard question for me. I am not good at saving money at all!
However, when I want to save money for something, I usually transfer
it to my friend's account so that I cannot spend it anymore. Aomsyn is my bank. She usually keeps the money of mines and
reminds me to save it until I can reach my goal.

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Post by 41Pimchnaok075 on Mon Feb 24, 2020 9:10 pm

Write down your every expense. Writing down will help you to know where your money is going.
Moreover, one of the best ways to save money is by visualizing what you are saving for.
If you need motivation, set saving targets along with a timeline to make it easier to save.



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Post by 31rachata010 on Mon Feb 24, 2020 9:28 pm

The methods that I use to save money are;
I eat just food 30 - 40 Baht per meal and I don't drink coke or sweet drink.
On Saturday and Sunday or any holiday, I spent all of my time for laying on my bed.
Finally, I can save my money by eating with my friends hahahaha.

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Post by 31kanlayanee020 on Mon Feb 24, 2020 10:33 pm

"Eat less and save more" that is how I save my mone.
I am the person who eats a lot and spend a lot of money on food.
There is only way for me to save my money is to eat less and save more.


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Post by 32pacharapon040 on Mon Feb 24, 2020 10:39 pm

I know that saving money would be a difficult task for many people to save money. I am also a person who can hardly save money. For me, I save my money by eating less amount of food, buying household stuff carefully, and control yourself. In my life, I use these methods to control myself from using a large amount of money. Saving money is a good way to control yourself because you can work on training your own discipline in saving money.

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Post by 41Saralee032 on Tue Feb 25, 2020 12:52 pm

I am quite an economical person. I would say. Everything that I pay or spend money for needs to be valuable. Money is an important factor on my life in order to continue my daily life. I need to manage my money about what I suppose to buy or what I am going to eat for food. My mom work so hard to earn money for me and family. I have to use it wisely. As the result, I need to pay it back to her, my hero.

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Post by 42Grittawit003 on Tue Feb 25, 2020 6:34 pm

I can save money easily by not visiting 7-11 and having food at some sided street restaurants.
I don't have any special ways to save money. You may limit your spending money in a day.
For me, I limit my money spending around 200 baht per day.

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Post by 42Temsiri054 on Wed Feb 26, 2020 4:29 pm

I am collecting 500 Baht out of 1,500 Baht each week.
It means I spend money within only a thousand Baht every week.
I try to keep on budget, though I know it is very hard not to shop.
At this very moment, I have passed half way of my goal.
Not many more money but still struggling to go further to reach the ultimate goal of the collected money I aim for.

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Post by 41Chanin083 on Wed Feb 26, 2020 9:15 pm

I am not good at saving money but I am a great spender. LOL I had faced uncontrollable expenses before. I changed my habit a bit. I save 10% of income and transfer it to other bank accounts which I rarely see the money numbers. It kinda helps actually. I have more money to invest in other ways and spend money more carefully until the last day of the month.

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Post by 41Nattakul015 on Wed Feb 26, 2020 10:41 pm

The effective way to save money for me is to separate the money that I will spend in each day.
I try to not spend money extravagantly and control my expenses.

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Post by 41Nattakarn084 on Thu Feb 27, 2020 10:46 am

Personally, I tend to plan and control my budget per week.
I try to plan about buying necessary things or food ingredients for myself rather than buying food that ready to eat because it causes spending to exceed my set goals.
So I can control spending and save 1000 baht per month.

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Post by 42wanwiwa093 on Thu Feb 27, 2020 1:05 pm

For me, I saved 50 banknotes whenever I got it. It is not easy to get this banknote every day. Also, 50 baht is not too much and not too little.
So, you can keep or save money whenever you get the 50 banknotes. Just a few days you will get a lot of money.

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Post by 41Pimprapa026 on Thu Feb 27, 2020 6:22 pm

Personally, I will set my passion for saving money.
My passion is to buy a camera for recording videos, so I collect money by decreasing eating unimportant food.
I hope this way will be the choice for those who want to save money.

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Post by 32kunkanit062 on Thu Feb 27, 2020 10:34 pm

I can not save my money TT
Because in this world especially in Thailand they are full of delicious foods!!
I spend a lot of money with foods. I love to eat a lot! LOL

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Post by 32nalinnipa067 on Thu Feb 27, 2020 11:03 pm

I would say that I save money by using 90 percent of my income.
So, if I have 1000 baht per week I will use 900 baht.
This way is the best way for me to save my money.


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Post by 41yanisa011 on Thu Mar 12, 2020 2:52 pm

I use two bank accounts. The first one is used to save my money.
The second one is just a normal account and money in this bank account can be used.
This method can help me to control my spending money.

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Post by 31hathaichanok013 on Wed Mar 18, 2020 9:22 pm

I save money for my idea which I will buy necessary things, glossary or stuffs. By the way, it is very difficult in the digital age beaceus I would like to buy almost everything like the foods or clothings. However, I save money by collecting money everyday before I go to bed around 20-50 baht. Importantly, it doesn't make me trouble. Maybe, I will collect 50 banknotes, when the end of the year I will bring them to spend my money.

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Post by 31Kanokrak019 on Wed Mar 18, 2020 9:26 pm

I can't​ save money​ honestly.
I prefer​ spending to saving.
If I have to save I will deposit my money​ with my mom.
I can't​ keep money with myself​ because​ I​ will spend it all.

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Post by 32onpreeya048 on Wed Mar 18, 2020 11:29 pm

I think that this is the most difficult question for me because I cannot save my money. When I want to save my money, I will ask my mom to save it for me. I used to save my money when I was a freshman but it is already gone now. It is a bad habit of me. I think that I will be in trouble if I keep being like this.

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